Data & Pin Security

Data security has assumed enormous importance to the EFT payment industry since it embraced the internet. Large enterprises such as banks and retailers commonly operate highly sophisticated networks for processing EFT payments.

Clearkey has worked with wide assortment of EFT payment networks, performing PCI DSS security assessments, benchmarking network infrastructures, remediating network vulnerabilities, and developing comprehensive data security policies & procedures documentation. We have on-staff consultants whom hold Certified Information Systems Security Professional (CISSP) and Certified Ethical Hacker (CEH) designations.

Clearkey also has extensive experience performing PIN security audits as we have on-staff consultants with the Certified PIN Security Auditors (CTGA) designation. We assist clients with development of key management procedures that are compatible with industry standards (ANSI TR-39, X9.24, PCI PIN, etc.).

Compliance Risk & Operations

Compliance has become critically important to stakeholders in the EFT payments industry over the last several years. Clearkey has extensive experience assisting clients with industry compliance requirements such as PCI, SSAE-16, FFIEC, Network Operating Rules, and card association and EFT network mandates. We have a proven track record establishing vendor compliance programs on behalf of our clients that both manage their vendors and streamline responding to vendor compliance requests our clients receive from their customers.

Advanced Cryptographic Solutions

Clearkey has broad expertise with the cryptographic key management techniques commonly used in the EFT payments industry. We have a proven track record of successful projects working with both symmetric & asymmetric key management solutions for a wide variety of venues including POS & ATM PEDs, Secure Cryptographic Devices (SCDs), Automated Fueling Dispensers (AFDs), Hardware Security Modules (HSMs), EMV cards , PIN generation & verification solutions, and Instant Issue applications.

Litigation Support

Clearkey has an established a successful track record serving as expert witness on federal civil cases involving high-stakes litigation of EFT payments related matters. We have worked for both the both the plantiff and the defendant on cases involving sub-switch of payment transcations, credit and debit card fraud, breach of contract, and recovery of losses sustained from extended downtimes of EBT processors. Due to our deep technology and operations background in the EFT payment industry, we povide a uniquely well qualified perspective on EFT payment processing technology and operational standards and practices that are common embraced by the EFT payments industry.